A Comprehensive Survey of Recent Advances Artificial Intelligence for Insurance Fraud Detection
Abstract
Insurance fraud is a big problem that the insurance industry is trying to solve. Economic loss, operational costs, and a decline in consumer trust are all consequences of insurance fraud. Traditional techniques of fraud detection, such as rule-based systems and human processes, frequently fail to detect more sophisticated fraud schemes. By analyzing complicated data in real-time, artificial intelligence (AI) has been shown to be an effective tool for automating the identification of fraud. Machine learning, explainable AI, federated learning, deep learning, reinforcement learning, natural language processing, and the most current approaches to AI methods in insurance fraud detection are included in this review. The paper also contains a discussion on traditional fraud detection methods, most popular insurance frauds, data preprocessing methods and some common metrics. Additionally, it looks at the latest research studies and points out the advantages and disadvantages of the available AI-driven approaches. Data quality, class imbalance, privacy preservation, model interpretability, scalability and regulatory compliance are among the key challenges that are critically analyzed.
Keywords
References
Most read articles by the same author(s)
- Dr. Elias A. Petrova, AN EDGE-INTELLIGENT STRATEGY FOR ULTRA-LOW-LATENCY MONITORING: LEVERAGING MOBILENET COMPRESSION AND OPTIMIZED EDGE COMPUTING ARCHITECTURES , International Journal of Advanced Artificial Intelligence Research: Vol. 2 No. 10 (2025): Volume 02 Issue 10
- Dr. Lucas M. Hoffmann, Dr. Aya El-Masry, ALIGNING EXPLAINABLE AI WITH USER NEEDS: A PROPOSAL FOR A PREFERENCE-AWARE EXPLANATION FUNCTION , International Journal of Advanced Artificial Intelligence Research: Vol. 1 No. 01 (2024): Volume 01 Issue 01
- Dr. Michael Lawson, Dr. Victor Almeida, Securing Deep Neural Networks: A Life-Cycle Perspective On Trojan Attacks And Defensive Measures , International Journal of Advanced Artificial Intelligence Research: Vol. 1 No. 01 (2024): Volume 01 Issue 01
- Nabeel Ehsan, Deep Learning for Continuous Auditing & Real-Time Assurance , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 04 (2026): Volume 03 Issue 04
- Dr. Ethan Michael Laurent, Next Generation Resource Scheduling Architecture via Neural Computing Based Forecast Models , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 01 (2026): Volume 03 Issue 01
- Dr. Chinedu Okafor, Dr. Amina Bello, Cyclic Signal-Initiated Coordination in Probabilistic Decentralized Systems Subject to Varying Network Configurations , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 04 (2026): Volume 03 Issue 04
- Ms. Anamika Soni, Analyzing Software Adoption in Enterprises: A Survey of Frameworks and Metrics , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 07 (2026): Volume 03 Issue 07
- Jeyakumar Ramachandran, Confidential AI Cloud Architecture for Secure Enterprise Data Processing and Intelligent Workloads , International Journal of Advanced Artificial Intelligence Research: Vol. 2 No. 12 (2025): Volume 02 Issue 12
- Leon Ficsher, Resilient Embedded Architectures for Safety-Critical Automotive Systems: Integrating Lockstep Fault Tolerance, Cybersecurity Assurance, And Software-Defined Platforms , International Journal of Advanced Artificial Intelligence Research: Vol. 1 No. 01 (2024): Volume 01 Issue 01
- Muhammad Awais Liaqat, Integrating Artificial Intelligence, Digital Twins, and Advanced Process Control for Sustainable and Efficient Chemical Manufacturing , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 08 (2026): Volume 03 Issue 08
Similar Articles
- Nimal Perera, Anjali Fernando, Robust Browser Fingerprinting Under Adversarial Conditions: An AI-Driven Detection and Defense Architecture , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 09 (2026): Volume 03 Issue 09
- Dr. Nguyen Thanh Huy, Dr. Le Thi Mai Anh, Machine Learning and Artificial Intelligence Deployment in Financial Services: An Advanced Structural and Performance Evaluation Model for Sector-Wide Adoption , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 06 (2026): Volume 03 Issue 06
- Dr. Amir Hosseini, A Intelligent Edge-Cloud Integration for Resilient and Real-Time AI Decision Systems , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 08 (2026): Volume 03 Issue 08
- Prof. Michael T. Edwards, ENHANCING AI-CYBERSECURITY EDUCATION: DEVELOPMENT OF AN AI-BASED CYBERHARASSMENT DETECTION LABORATORY EXERCISE , International Journal of Advanced Artificial Intelligence Research: Vol. 2 No. 02 (2025): Volume 02 Issue 02
- Marko Petrovic, Intelligent Failure Prediction Techniques for Modern Electricity Distribution Infrastructure , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 03 (2026): Volume 03 Issue 03
- Dr. Ethan Michael Laurent, Next Generation Resource Scheduling Architecture via Neural Computing Based Forecast Models , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 01 (2026): Volume 03 Issue 01
- Dr. Elena M. Ruiz, Integrating Big Data Architectures and AI-Powered Analytics into Mergers & Acquisitions Due Diligence: A Theoretical Framework for Value Measurement, Risk Detection, and Strategic Decision-Making , International Journal of Advanced Artificial Intelligence Research: Vol. 2 No. 09 (2025): Volume 02 Issue 09
- Adrian T. Blackmoor, Digital Lending Transformation Through Real Time Artificial Intelligence Based Credit Analytics , International Journal of Advanced Artificial Intelligence Research: Vol. 2 No. 11 (2025): Volume 02 Issue 11
- Dr. Janis Ozols, Dr. Elina Berzina, Intelligent Local Learning Architecture for Efficient Kernel-Based Data Analytics and Predictive Modeling , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 08 (2026): Volume 03 Issue 08
- Dr. Kwame Mensah, Dr. Ama Owus, Explainable Deep Ensemble Learning for Multi-Class Cyberattack Detection in Heterogeneous Drone–Industrial IoT Networks , International Journal of Advanced Artificial Intelligence Research: Vol. 3 No. 08 (2026): Volume 03 Issue 08
You may also start an advanced similarity search for this article.