A Profit-Oriented and Machine Learning–Driven Framework for Advancing Credit Risk Prediction in Modern Financial Systems. International Journal of Next-Generation Engineering and Technology, [S. l.], v. 2, n. 09, p. 22–26, 2025. Disponível em: https://aimjournals.com/index.php/ijnget/article/view/415.. Acesso em: 27 dec. 2025.